How to Buy Bitcoins with Credit Card (, LocalBitcoins, Coinbase, CoinMama, BitPanda)

Buy Bitcoins with Credit Card: Bitcoins have been around for quite some time now, but even today not everyone has “trusted” solutions to simple questions like How to buy Bitcoins with credit card.

Hence that’s what I’m aiming to solve throughout this piece. I’ll walk you through some of the best platforms to buy Bitcoins with credit card without the least bit of risks involved.

These days more than 10+ trusted markets which accepting debit or credit card for buy bitcoins but mostly have some weak points and high fee. Here I am presenting only those bitcoin trading markets which have low fee, good support, and high security.

Most Using Methods:

So without beating around the bush, let’s get down to the point and complete review of mention five best bitcoin markets which accepting credit card for buy bitcoin.

Next Read: How to buy bitcoin with PayPal



Since 2013, has proven itself to be one of the most trusted cryptocurrency platforms on the web. There are numerous reasons why I’m listing it here as the #1 platform to buy Bitcoins using a credit card.

Most Likeable Features:

  • Huge country support. (Almost all the countries including 24 USA states!)
  • Extensive reports for every activity. (Trading, transaction history, real-time balance).
  • Instant Processing: You do not have to wait, at all, in order for the Bitcoins to be reflected in your wallet.
  • Quick account approval.
  • Quick Customer Support (365*24*7), Live Chat also available.
  • Fee Deposit(3.25%+$0.25), Withdraw(3.80%)

Steps to buy Bitcoins with credit card on

Signup at using any of the available options. (Using Facebook login is fast, but I’d advise against it for added security)

Click on Buy/Sell button on the top.

Specify the amount of Bitcoins you wish to purchase. You can either directly click on a pre-set amount, or specify a custom amount.

A popup would come up asking you to fund your account. So just click on fund account.

Click on add a new card option.

Enter your card information and click on proceed.

Once you make the payment, the Bitcoins get added to your instantly!


Leaving your Bitcoins on an exchange (no matter how secure and reputed) is the worst possible Bitcoin strategy you can ever have. So move your Bitcoins instantly to your wallet. Not sure which one? Check out list of Best Bitcoin Wallets here!

2). Local Bitcoins


Local Bitcoin pops up on almost all of our discussions over here, that’s just the aura that the platform has built for itself. Recently we did a piece on How to buy Bitcoins using Paypal and LocalBitcoins was our #1 contender on the list.

Most Likeable Features:

  • Feedback and reputation powered: You only deal with traders with good, established reputation and history. No scams there.
  • Seller trust-level can be easily and deeply verified.
  • Low-fee.
  • Multiple options for payment.
  • Escrow service ensures guarantee and protection.
  • Can find your local traders in your area for best deals.

Steps to buy Bitcoins with credit card on LocalBitcoins:

Head over to LocalBitcoins, enter the amount of your local currency you’re willing to spend, and select your country.

Set “National Bank Transfer” as the payment method.

A list would pop up listing all the sellers who’re accepting that payment methods. Choose the most trusted seller you see. (Not sure how to do that? Our article on How to buy Bitcoins using Paypal consists of a section dedicated to spotting the most trusted seller from a list on Local Bitcoins, do check it out!)

Specify the amount of Bitcoins you wish to purchase, include a note/message (optiona), and click on Send Trade Request.

Wait for the seller to acknowledge your message. Once he does, he’d send you the bank details where he/she wishes to receive the payment. Just follow the rules specified by him (if any), and make the transaction.

You can use your Credit/Debit card or direct wire-transfer to send the amount to the seller.  I just used my credit card to send the amount to his bank directly.

Mark the invoice as “paid” once you’ve paid the amount.

Once they receive the amount, Local Bitcoins’ escrow would automatically dispatch the Bitcoins to you.

Bonus Method:

The best thing about Local Bitcoins is that there’s a plethora of payments to choose from. So just choose any other option if National Bank Transfer thing isn’t working for you, like Perfect Money per say, add funds to your Perfect Money account using your credit card, and then send those PM funds to your seller.

The same can be applied with any other method on Local Bitcoins.

3). Coinbase


Coinbase is one of the most reputed brands in the Bitcoin industry. So the trust factor doesn’t exactly need a fresh introduction. The 6.6Million user-base clearly reflects its capabilities and reputation.

Most Likeable Features:

  • Low Fee:- 3.75%
  • 33 Countries supported.
  • $10 Bitcoin bonus on purchases worth $100+

Steps to buy Bitcoins with credit card with Coinbase:

Signup at Coinbase using the simple and short signup form.

Click on Accounts (on the sidebar) > payment methods (top bar).

On the next page, click on Add payment method.

Choose credit/debit card as the option.

Enter your Card information on the next page.

The card would require verification and you’d be asked to upload some kind of govt. issued ID which shouldn’t be a problem and is actually a security feature I’m glad about.

Anyway once the verification is complete, click on Buy/Sell on the left sidebar.

On the next page, simply enter the amount of Bitcoins you wish to purchase, choose your payment method and select where you wish the BTC to be deposited.

On the next page simply confirm the transaction.

And you’re done! The Bitcoin would arrive in the deposit wallet you specified.

Additional Information:

  • You can buy upto $150 USD worth of coins/week with a credit card on Coinbase. That’s the limit they’ve imposed to regulate funds and eliminate any fraud attempts which might arise.

4). CoinMama


CoinMama is on this list for the simple reason that they take pride in being specialized in the art of buying Bitcoins with a credit card. Infact their tagline says “Buy Bitcoins with credit card or Cash”. So yeah they’re pretty serious about it.

Most Likeable Features:

  • No verification required upto a limit of $150.
  • High limits:- $5000/day and/or $20,000/month!
  • Fee 6.75%, For credit card 5% additional fee

Steps to buy Bitcoins with credit card on CoinMama:

On the homepage itself, just choose or specify the amount of coins you’re willing to buy.

Register on the next screen.

Login into your account and click on Buy Bitcoins.

Specify the amount of Bitcoins you wish to buy. (The first time was just a demo kind of thing, a way to get to the registration page!)

Choose Debit/Credit card on the next screen. (That’s the only option over there anyway!)

On the next page, enter the Bitcoin wallet address where you wish to receive the coins, and click on proceed to payment button.

Verify that the address is correct on the popup which shows itself and again click on proceed to payment.

Enter your card details on the next page and click next.

The payment would go through Simplex, and your bank account. Anyway once it’s completed (which takes couple seconds at a maximum), the Bitcoins show up in your Bitcoin wallet instantly.

What I Didn’t Like:

  • The price that’s reflected on the website already has a fee of 6.75% included to itself. (Meaning the exchange rates are higher!)
  • In addition to that, there’s an added fee of 5% from Simplex (or any other payment processor they use) for each transaction.

5). BitPanda


Just because Bitpanda is listed at #5 in this buy Bitcoins with credit card list doesn’t in any way mean it’s not worth it, or less than the other contenders in this list in any way.

Infact to be honest it has some pretty serious edges over most of the others in this list, including:

  • Low Fee:- 3-4%
  • Instant delivery
  • Established reputation
  • High buying limits.
  • Simple steps
  • Minimum verification required.
  • Supports a wide-range of currencies including Bitcoin, LTC, Ethereum

Steps to buy Bitcoins with credit card on BitPanda:

Go to and click on Get Started.

Fill in the simple registration form and complete all the registration steps. (E-mail verification, setting up of a password etc.).

Click on the Buy button at the top-bar.

On the next page, select Bitcoin as the currency of your choice > Choose VISA / Mastercard as mode of payment > And specify the amount you wish to buy.

Again confirm that you’re going to use Visa/Mastercard as your payment method on the next page.

And finally verify and confirm your order.

The next step requires a verification that you’re indeed the account owner. An OTP sent via OTP is the easiest way, so just click on it. (Or you can opt for the call verification as well).

Confirm the OTP you received.

The page will then redirect you to your credit card payment page. Enter the card details and click pay.

And in about 10 seconds, you get the confirmation that you’re transaction was successful and the Bitcoins arrive in your Bitpanda wallet.


Wrapping it Up:

So that’s all for today folks as far as this guide on “ How to buy Bitcoins with credit card ” is concerned.

Do note that there are atleast 50 Bitcoin portals which let you buy Bitcoins with credit card, but we’ve listed only 5. Why? Well because these 5 are the most trusted, reputed and easy to use Bitcoin portals on the planet.

You may like: How to get bitcoin Free online

All the methods have been personally tested and verified before being listed here, so not sure about the rest 45, but these 5? They surely will let you buy Bitcoins using a credit card in the next couple minutes.

Do let me know if this piece answered your questions, and if you’re still in doubt, just leave a comment and I’ll try my best to answer your queries to the best of my knowledge.